Insurance Claims and Property Losses

Insurance Company Bad Faith

Insurance companies are obligated to act in good faith when making a determination about your claim. They are required to pay for damages according to the terms of the insurance policy. They are not supposed to offer an amount that is far below the actual damages. They are not supposed to unjustifiably deny or delay your claim.  When this happens, the insurance company is said to be acting in bad faith towards the insured and should face consequences for its behavior.

If the insurance company offers an amount that is too low or completely denies your claim for damages, call Liberis Law Firm.  We review the policy and determine whether you should be covered and for how much.  Once that determination is made, our attorneys know how to fight the insurance company to get proper reimbursement for your losses.

Proof of Property Losses & Documentation of Damage

You must cooperate with the insurance company in documenting your claim.  Contrary to popular belief you must prove the amount of your damages.  The insurance Adjustors are there for the benefit of the Insurance Companies, not yours. The Liberis Law Firm can refer you to a list of appraisers, and guide you through the procedure of proving your claim.

Documentation of Damages

You will need to document all damages with photographs before you make repairs and document the repairs with more photographs.  Keep copies of all repair estimates, receipts and bills.  We recommend that photos of property and valuables be taken before a catastrophic event occurs and kept in a safe place.  Damages that an insurance company typically consents to:

• Property damage
• Loss of business, current and future
• Loss of rental income
• Demolition expenses
• Reconstruction expenses

The Experienced Insurance Claims and Property Losses Lawyers

Call Liberis Law Firm for accomplished attorneys in business and real estate transactions, insurance disputes, property damage claims, debtor/creditor and more. We are ready to discuss your issue and welcome your call at 850-438-9647 or you may contact Liberis Law Firm online.